Acima is a company that provides lease-to-own financing solutions for consumers to purchase various products. They offer a flexible payment option that allows customers to acquire items from retailers and pay for them over time. Acima targets individuals with limited credit history or those who may not qualify for traditional financing. Through their platform, customers can select a product, apply for financing, and receive instant approval. Acima partners with a wide range of retailers across different industries, including electronics, furniture, appliances, and tires, among others. This company aims to provide accessible and affordable financing options to empower customers to obtain the products they need. Below is the list of lookalike companies of Acima:
23, 2023-- Rent-A-Center, Inc., the ultimate parent entity for Rent-A-Center®, Acima® and other consumer brands, today announced it will now be known as Upbound Group, Inc. (the “Company” or “Upbound”), an omni-channel platform company that enables a broader range of consumers to access flexible financial solutions.Feb 23, 2023
Is Acima a good finance company?
Lease-to-own financing company Acima has an A+ rating from BBB. It lets you lease merchandise without interest and then own it at the end of the term without a specific credit requirement. Customers can shop at 15,000+ retailers across the country and make scheduled payments until completing the lease term.May 1, 2023
What does Acima go off of?
Upon applying, Acima does a soft credit pull, which doesn't impact your credit score. However, approval is based mainly on your income and checking account history instead of credit history, so borrowers with bad or no credit may be approved.Feb 18, 2022
What does Acima do if you stop paying?
Acima determines if you are eligible for a lease by analyzing your checking account and monthly income. However, Acima does report to your credit company throughout your lease, so if you fail to make payments on time, your credit report may be negatively affected.
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